Business Loan

Business Loan

Business loans are credit facilities extended to small business owners who are looking for funding to cover certain shortfalls within the business such as a temporary cash-flow problem or to help with certain projects like renovation of business premises or expansion.


Funding for start-ups and small business owners

They are a good number of funding sources for start-ups and young entrepreneurs who cannot access funding with major lending institutions like banks. Banks require that a business have been in existence and operating profitably for at least two years before they can approve of a business loan, which excludes many small business owners. In addition, the requirements are many and generally restrictive – excellent credit scores, assets as collateral among others – and still you cannot be sure of a positive response from them.


However, with the AP Credit loans for businesses, you only have to apply and attach the business’s financial statements to prove its ability to repay the amount and then wait for approval. In addition, we offer unsecured loan packages so that you don’t have to pledge personal assets if the business does not have assets that can guarantee the loan amount you’re applying for.


Service beyond the expected

You may use our loans for any purpose that you wish in the business; essentially what we offer is like personal loans, but now for your business. Do you want to expand or renovate your space? Would you like to rebuild after some tragedy? Are you facing temporary cash flow problems because of debtors failing to honor their debts? Whatever it is, we can help you. We have the experience and resources, not just to extend credit to you but also to guide you on how best to apply it to ensure you some way out at the end.


At AP Credit, we are fully familiar with the challenges that can be faced by young businesses, which is why we provide a wide range of personalized packages for every line of business there is. Running and growing a business is a tough call and we look to honor your hard work by helping you to achieve your dreams and plans faster than you would have otherwise.


Every business can benefit

From boosting your working capital to purchasing fixed assets and commercial properties, AP Credit has the capability to back your financial goals for your business, no matter how small or big they may be. Take advantage of our attractive interest rates and personalized packages to fast-track your journey to the future.

  •   10 Anson Road
         International Plaza
         Singapore 079903
  •   Tel: (65) 6533-5335

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