The idea behind a payday loan is that it gives you funds to help you get through to your next paycheck, hence the name. The amounts are usually small since they are repaid within a single installment, sometimes two depending on the lender that you borrow from. It does not have security therefore it is subject to a higher rate of interest than secured loans but the interest still cannot go beyond what is allowed by the law in the Moneylenders Act of 2012.
At AP Credit, we offer various packages for different income earners. Our services are available to all citizens and permanent residents of Singapore. Our aim is to help people who are facing small constraints that make them unable to meet immediate minor expenses until their next salary comes in to take over.
If you have pressing needs that cannot wait for you to get to month end, then you will find our payday loan packages expedient. However if larger amounts than can be paid in a single installment or two are required, we offer personal loan packages for that. Whatever your needs may be, you can trust us not to turn you away, we are able to make minor alterations to our loans packages in order to ensure that you have a solution that you are also comfortable with.
Through our team of qualified financial personnel, you will be attended to on your own merit – we do not make generalizations for customers since every person’s circumstance is different. Moreover, apart from bespoke service, you can trust us to expedite the loans process, handing you your money within a few hours of application, as long as all your documents are in order.
Our process has also been digitized therefore you don’t have to make a personal visit if you come from further away; simply visit our online application page and fill in the form. Within a few minutes, one of our customer relations officers will be in touch to advise you on how to proceed and you’ll know whether your loan application has been approved within a few hours. If it has, you will find the money in your bank account.
If you have any further concerns that you need to let us know about, you can always be in touch with your dedicated relations officer who will handle your account until the loan period is over, you will be advised on what to do and how to proceed regarding the issues you have raised. Our services are available for everyone provided they can show income and are not just for permanently employed citizens. Contact us today and let us help you with your needs.